Mr Business Loans exists for one reason: business owners in New Zealand deserve straight answers about money, before anyone asks them to sign anything.
Who we help
We help New Zealand business owners who need finance for a business purpose — sole traders, partnerships, companies and trusts, from Northland to Southland. Some come to us with a clear plan and property behind them. Others arrive with an IRD bill, a bank that's said "not yet", a family trust that owns the house, or a credit file they'd rather not talk about. Mr is happy to talk about all of it.
What we can help with:
- property-secured business loans from $20,000 to $5,000,000, using first mortgages, second mortgages or caveat-style security over residential or commercial property;
- unsecured and cash-flow options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements;
- situations involving bad credit or IRD debt, considered case by case.
Everything we arrange is for business purposes only.
Why "Ask Mr"?
Because most people searching for business finance aren't really searching for a product. They're searching for an answer: Can I borrow if I owe IRD? Do I need a company? Can I use the house? So every page on this site starts with a real question and a short, direct answer, then gives the detail for anyone who wants it. Mr — the gentleman in the bowler hat — is simply the friendly face on that idea. Under the hat, it's real people who know New Zealand business lending.
Our promises
No credit check to ask
Putting your question to us doesn't leave a mark on your credit file. A credit check only comes up if you decide to go ahead.
Not sent to a crowd of lenders
We don't auction your enquiry. One real person works out where your situation fits and talks to you before anything else happens.
A real person on your file
A specialist reads every enquiry and rings you. Honest, accurate answers on the form mean the first option we raise is the right one.
In plain words: there's no credit check when you first ask. Your enquiry isn't fired off to a list of lenders to see who bites. A real specialist reads what you've told us and rings you. And we'll ask you to fill in the form accurately — not to catch you out, but because honest answers mean the first option we suggest is one that can actually go through.
How we work
- You ask. A 60-second enquiry: what you need, what it's for, a few details about the business.
- We talk. A specialist calls to understand the whole picture, including the awkward bits.
- We match. We point you to the option that fits — secured or unsecured — and explain why.
- You decide. Only if you want to go ahead do documents, any credit check and settlement happen.
We don't publish interest rates, because every business loan is priced on its own circumstances. We'll put real figures for your situation in front of you before you commit. More detail on how it works.
Who's behind Mr Business Loans
Mr Business Loans is operated by Leadsource International Manager Limited (NZBN 9429047325371), trading as Mr Business Loans. You can reach us on 03 667 4222 or through our contact page. If your business trades in Australia rather than New Zealand, our sister site mrbusinessloan.com.au is the place to ask.
Ready for a straight answer about your business?
Tell us what you need in about a minute. There's no credit check to ask, nobody shops your details around, and a real person rings back with options that suit a New Zealand business like yours.
No credit check to ask
Not sent to a crowd of lenders
A real person on your file